Whether it is due to its expansive scenery, diverse cultural heritage, or deep-rooted connection with Indians, Canada is one of the most popular travel destinations for Indian travellers every year. Canada has everything you can imagine, from its standing as an international educational hub to its popularity among business and leisure travellers.
However, while a Canada trip has much to offer, travelling there is also very expensive. Whether it is the skyrocketing transportation costs or the monumental cost of treatment for minimal injuries, timely medical treatment, or any other risks, travellers can secure themselves and their loved ones with the right travel insurance for Canada and explore the country at their pace with peace of mind.
What is travel insurance?
Travel insurance is a type of insurance that financially protects travellers from covered travel-related risks. For example, when going on a trip to Canada, there are risks such as loss of checked-in baggage, trip cancellation, missed connecting flight, etc., all of which can result in financial loss and disrupt the trip plans. Travel insurance ensures financial security from specified risks by providing compensation, reimbursement, or cashless claims (medical risks).
Why should I get travel insurance for Canada?
If you are still wondering whether travel insurance is mandatory for a Canada visa, a traveller currently does not need to buy one. However, as a traveller, going on a trip anywhere in the world outside India where one knows the local language, systems, how things work, where to find things or have friends and companions to help out, these things are not available outside India. Due to this lack of support, a traveller on an international trip might have to face various risks alone or have loved ones exposed to them.
Travel insurance acts as a support system, a pillar of strength or a safety net to catch hold of you and allow you to regroup and face challenges head-on. While the main benefit of the policy is financial protection, it also allows travellers access to certain countries mandating travel insurance, will enable travellers to avail of quality medical care, and ensures emergency assistance at times of need.
How does travel insurance Canada work?
A travel insurance policy is a contract between an insurance provider and the policyholder. In exchange for the premium, the insurer guarantees compensation or reimbursement to the policyholder when facing covered risks. These risks can be both medical and non-medical and vary in severity and frequency, requiring the traveller to plan and opt for a policy accordingly.
Who should get travel insurance for Canada trip?
Ideally, anyone planning an international trip should buy travel insurance to secure their journey. While senior citizens, with young travellers and pregnant spouses, are especially advised to opt for travel insurance when planning a trip, there are more things to consider. For example, as the risks travel insurance covers are medical and non-medical, there is no distinction in age, gender, or physical condition to say otherwise. Not just this, due to the low cost of the policies in India, anyone planning a trip should be able to afford insurance policies and travel with peace of mind.
Additionally, there are also hidden or unexpected risks such as medical evacuation due to improper medical care at the primary hospital, loss of passport, personal liability, etc., which travel insurance provides coverage for, protecting the traveller when facing these risks.
When to get travel insurance for Canada?
A traveller planning a trip to Canada should consider getting travel insurance as soon as they book their tickets. This is because travel insurance has several benefits, such as coverage for trip cancellation, loss of passport, missed connecting flight, and more, which are available even before you land at your destination.
Out of all of these, travellers benefit the most from trip delay, interruption, and cancellation coverage. In case of any unforeseen circumstances that result in trip cancellation, they can avail compensation for the unrecoverable travel and accommodation costs. This allows travellers to plan with confidence, and in an unfortunate situation where they are unable to go on the plan, they can recover the cost through insurance and plan a trip later.
Conclusion
So, regardless of whether travel insurance for a Canada trip is mandatory or not, all travellers, irrespective of their age, gender, or itinerary, can benefit from having their trips secured with travel insurance. This is because travel insurance is the best companion who can stay incognito until you need it and avail of all of its benefits without a pre-policy check, and even by buying the policy in just minutes at an affordable price. So what more are you waiting for? Secure your trip today and explore the world for all it has to offer with the right travel insurance.